Cost of Living Calculator
Calculate and compare monthly living expenses across German cities. Includes rent, groceries, transport, utilities, and lifestyle costs for 2025.
ℹ️ Information & Estimates
This calculator provides estimated living costs based on 2025 averages from Numbeo, Expatistan, and local data sources. Actual costs vary significantly based on personal lifestyle, specific neighborhoods, shopping habits, and individual choices. Use these figures as general guidance for budgeting, not as exact amounts.
Costs are subject to change due to inflation, market conditions, and economic factors. Always research current prices and consider your specific needs when planning your budget. We make no guarantees about the accuracy of these estimates.
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Frequently Asked Questions
Get answers to common questions about using this tool
These estimates are based on 2025 data from Numbeo, Expatistan, and local sources. They represent average costs and can vary significantly based on lifestyle, specific neighborhood, shopping habits, and personal choices. Use these as a general guide for budgeting, not exact figures.
Munich is consistently the most expensive German city, followed by Frankfurt and Hamburg. Rent in Munich city center for a 1-bedroom apartment averages €1,400-1,800/month. Berlin is cheaper (€1,000-1,400) but prices are rising rapidly. Cities like Leipzig, Dresden, and Dortmund offer much lower costs.
As a rule of thumb, rent should not exceed 30% of your net income. In expensive cities like Munich, expect to pay €1,200-2,000 for a 1-bedroom apartment. Budget an additional €200-300/month for utilities (Nebenkosten), internet, and electricity. Always factor in 2-3 months deposit (Kaution) when moving.
Yes, our calculator includes monthly public transport costs (€50-100 depending on city). Germany has excellent public transport, so owning a car is optional in most cities. If you need a car, budget an additional €300-500/month for insurance, fuel, parking, and maintenance.
Monthly grocery costs for one person average €200-350, depending on shopping habits. Discount supermarkets like Aldi, Lidl, Netto are cheapest. Organic supermarkets (Bio Company, Alnatura) cost 30-50% more. Eating out: budget lunch €10-15, dinner €15-25 per person.
Beyond basics, budget for: health insurance deductible expenses (€50-100/year), household contents insurance (€5-10/month), phone plan (€10-30/month), entertainment/hobbies (€100-300/month), travel/vacation (€1,000-3,000/year), and emergency fund (3-6 months expenses).
Still have questions?
These calculators provide estimates based on 2025 data. For precise calculations tailored to your specific situation, we recommend consulting with a tax professional or financial advisor.
Disclaimer: The information provided by these tools is for informational purposes only and should not be considered as legal, tax, or financial advice.